Browse Author: Dominik Huber

Why You Should Hire a Bankruptcy Attorney for Your Case?

When you are faced with the tough decision of filing for bankruptcy protection, you need the help of a bankruptcy attorney. This is an individual who is experienced with the whole process of bankruptcy proceedings. Bankruptcies are of many different types. It is therefore important that you choose the lawyer who is experienced with the type of bankruptcy you are filing. He/she can also advise on which protection to seek depending on your circumstances. A foreclosure attorney should be experienced in dealing with the process of handling a foreclosure legally. Just because you have defaulted in making payments does not mean that your rights should be taken away. This attorney will ensure that you get the legal protection you need during the foreclosure.

If you are filing for Chapter 7 bankruptcy, it means that you want to try and payback your debts within the confines of a determined plan. Getting a bankruptcy attorney who is well versed in this sort of case can help you work out this plan for the mutual benefit of both you and your creditors. Chapter 7 can be used by both individuals and businesses. It was enacted by Congress so as to enable those who want to honestly get out of debt find a manageable way to do so without constant harassment from their creditors. The attorney will ensure that the property that is deemed exempt by the chapter is not sold off. The way this chapter works is by allowing some assets of the individual or business to be liquidated in order to meet some of the debts. The unsecured debt that is not paid from the proceeds is considered written off. The debtor and creditor can also agree not to dispose off some of the assets as long as the debtor continues to make regular payments as per agreement.

There is also Chapter 13 bankruptcy which a bankruptcy attorney can also guide you through. It allows for the debtors to keep most of their property and pay back the debts in a new payment plan agreed between you and the creditor. In this way, you can keep even assets like rental property that you would not keep if you took chapter 7. A Chapter 13 bankruptcy differs from chapter 7 in that it allows you to continue working on paying your debts while chapter 7 allows you a fresh start as all debts are discharged. This means that a person who filed for chapter 13 is able to rebuild his history much faster than one who used chapter 7. The record of the chapter 13 bankruptcy stays on your record for 7 years while that of chapter 7 stays for even 10 years.

It would be foolhardy to think that you can handle the bankruptcy case on your own. Remember that the creditor will most likely hire the best legal team affordable in an effort to recover the debts. Without adequate legal backing you stand no chance of standing up to these lawyers.

Benefits of Hiring an Experienced Personal Injury Lawyer

Accidents happen every day. Unfortunately, some of these accidents cause serious injury and even death to victims. If you have been injured in an accident, you may be wondering whether or not you need to hire a lawyer to file a personal injury claim against the party responsible for your injuries. There are many benefits of hiring an experienced personal injury lawyer to handle your case. Lawyers who have a lot of experience handling your type of claim are better equipped to navigate the complex court system and ensure that you receive just compensation. Below are just a few ways in which hiring an experienced personal injury lawyer can benefit you.

1 – Legal Advice
Most people don’t know the ins and outs of personal injury law. An experienced personal injury attorney does. The attorney you hire will be by your side at every stage of your case to offer legal advice on important matters surrounding your claim. Whenever you have questions or concerns, your attorney can answer those questions and advise you regarding the legal aspects of your claim.

2 – Damage Assessment
You’ll probably be wondering, “How much is my case worth?” One of the benefits of hiring an experienced personal injury lawyer is determining the value of your claim. You may have suffered physical, psychological or financial damages that need to be assessed. Some of the types of damages that your attorney can help you calculate include:

Disability
Emotional suffering
Lost wages
Medical bills
Physical pain
Physical therapy/rehabilitation expenses
Property damage

3 – Settlement Negotiation
Most personal injury cases do not go to trial. Instead, they are settled outside the courtroom. In order to come to a settlement agreement, however, you’ll need to negotiate with the responsible party and his or her insurance company. When you hire an attorney, he or she can negotiate a settlement for you – thereby improving your chances of receiving a fair amount. An experienced attorney can also advise you as to whether it may be a good idea to go to trial if a fair settlement cannot be reached.

4 – Stress Reduction
Once you hire an attorney to handle your injury claim, you will experience a lot less stress during the course of your case. The attorney will investigate the accident, locate witnesses, gather evidence, deal with the insurance companies on your behalf and file all necessary paperwork to file your claim. Instead of worrying about your case, you can focus on making a full recovery from your injuries.

As you can see, there are many benefits of hiring a personal injury attorney. An experienced lawyer can offer legal advice, accurately assess your damages, negotiate a fair settlement and reduce the stress you are under.

Finding the Ideal Divorce Lawyer

Divorce is no trivial matter. Resorting to this irrevocable decision means that you and your partner have already gone through an emotional battlefield. Unfortunately, there will still be more ahead once the case has been filed.

Divorce is not only emotionally exhausting but financially draining as well as this legal proceeding will require hiring a good lawyer, making court appearances, and ironing out other settlements.

In Singapore, those who are qualified to file for divorce are only citizens who have actually lived in the country for the last three years before filing. You must also have been married for over three years.

Muslims and those who were married under Muslim Shariah Law cannot file for separation. A key element that can make or break your case is your divorce lawyer. Your chosen representation can either work to get a court decision that is favorable to you or just sit on your case and give you bad advice while collecting his fee.

It is for this reason that choosing the right Singapore divorce attorney should involve careful scrutiny and consideration.

Here are a few tips on how to land the best representation for you.

Always start with research

Doing your homework diligently and thoroughly is one of the greatest assurances that you will eventually find the right representation. There are many ways to go about this.

The internet has many websites listing the lawyers in your area. There are many lawyer search services that can lead you to a qualified one. While you’re online, do further research on your potential candidates so you could come up with a shortlist.

Check for available credentials and reviews. A good personal referral can also be your best bet. Ask family and friends if they, or someone they know, have gone through a similar situation and inquire if there is a divorce attorney they could recommend.

First hand- and sometimes second hand- information can at times be as truthful as it gets.

Set-up meetings

Some lawyers can look good on paper- or on the monitor screen- but if he has questionable work ethics, slow response time, or you simply don’t see eye to eye, then hiring him would just add to your woes.

Meeting them personally will help you gauge if they are worth your trust and confidence. Law firms usually have 30 minute consultations with potential clients free of charge. Take this opportunity to assess a lawyer. Ask questions about his practice as well as other information you wish to know about him that are not available online.

Study how he is to go about the legal proceedings and the course of action he is to take. See if you find these agreeable. These meetings are also an opportune time for you to inquire of the charges they make and whether this is amenable to your budget.

Additional tips

Since you will be relying on your lawyer’s expertise, it is important that you can communicate with him with ease. Look for one with whom you can build a good attorney-client relationship. Find one that will involve you in the entire process and will guide you through the different stages of the proceedings.

Finally, in choosing the right divorce attorney pick someone to whom you could give your 100% trust.